Top 100+ Ibps Bank Po And Clerk Interview Questions And Answers
Question 1. Why You Want To Enter In Banking Industry?
Answer :
Because this industry is developing gradually and there might be no restriction to my career growth. Further I need balance in my career.
Question 2. Why Are You Not Working Anywhere From Past 6 Months ?
Answer :
As competition in banking assessments in fierce, I became making ready for bank assessments and a activity should distract me from my undertaking. I concentrated on financial institution checks preparations handiest.
Modern Banking Interview Questions
Question 3. Can You Shift To Another City ?
Answer :
Yes, this process approach a lot to me. I can flow everywhere.
Question 4. Why You Left Your Previous Job ?
Answer :
I can see a higher and rich career in banking industry.
The Mystery of Banking Tutorial
Question 5. Why Don't You Join Your Father's Business ?
Answer :
He isn't making much money so he ordered me to do a process.
Banking Interview Questions
Question 6. What Is Crr?
Answer :
Cash Reserve Ratio is percent of client's deposits with business banks that they want to deposit with RBI. Right now it is 4%.
Question 7. What Is Slr?
Answer :
Statutory Liquidity Ratio is the percentage of liabilities and time deposits that business banks want to preserve with them in shape of Cash, Gold or Government authorised securities. Right now SLR is 22%
Modern Banking Tutorial Mortgage bank Interview Questions
Question 8. What Is Bank Rate?
Answer :
Rate at which RBI lends money to commercial banks without any protection.
Question 9. What Are Open Market Operations?
Answer :
Buying and promoting of presidency securities and bonds in open market by way of Government to maintain desired liquidity degrees.
Bank Clerk Interview Questions
Question 10. What Is Cp ?
Answer :
Commercial paper is a brief term unsecured debt tool.
Question eleven. What Are Various Services Provided By A Commercial Bank ?
Answer :
Lockers
Safe custody of budget
Advancing loans
Fund transfers
Periodic payments
Underwriting of stocks
Dealing in foreign exchange
Discounting of loans
Overdraft
Banking Operations Interview Questions
Question 12. What Is Ppf?
Answer :
Public Provident Fund is a tax saving investment for individuals.
Features :-
Number of deposits per yr - 1 to twelve
Minimum deposit - Rs 500
Interest acquired is tax unfastened
Investment is exempted underneath phase eighty(c)
Modern Banking Interview Questions
Question 13. What Are Various Investments Under Section 80(c) Of Income Tax Act?
Answer :
Fixed deposit (five years)
PPF
Equity mutual finances
ELSS
EPF and VPF
NSCs (National Saving Certificate)
ULIPs
NPS (Pension plans)
Life insurance
Question 14. Minimum Lock-in Period For Tax Saving Fixed Deposit.?
Answer :
five years
Question 15. What Are Npas?
Answer :
NPA stands for Non-Performing Assets.
Bank gives loans and advances to it's customers. These loans and advances are financial institution's property. When the clients don't pay off back the financial institution's cash they don't perform. Such assets are called Non-Permoerming Assets.
HDFC Bank Interview Questions
Question 16. What Was The Purpose Of Setting Up Nabard?
Answer :
NABARD is the apex organization for the development of farm quarter , cottage industries and small scale industries in rural regions.
Question 17. What Are Various Functions Of Rbi?
Answer :
Government’s banker and plays banking capabilities for the crucial and the country governments.
Bankers of banks
Maintain liquidity in the financial system
Regulator of country's monetary system
Regulates and enables overseas alternate consultant to the Government of India
Issue forex notes
Syndicate Bank Interview Questions
Question 18. What Is Irda And What Are It's Functions?
Answer :
Insurance Regulatory And Development Authority (IRDA) is the sole authority to modify the insurance industry in India , to ensure the increase of insurance industry and protect the hobby of coverage holders.
Banking Interview Questions
Question 19. What Are Derivatives ?
Answer :
In Derivative marketplace the value of the contraptions bought and bought is primarily based on price of the underlying asset. The cost of the device is ‘derived’ from the value of the underlying asset and therefore it's far called Derivatives.
Question 20. What Is An Option In Derivative Market ?
Answer :
An Option provide right to Option Holder to buy or sell a commodity at some point of a certain period of time or on a particular date.
Investment Banking Interview Questions
Question 21. What Is Call Option And Put Option ?
Answer :
Call choice - An choice which offers right to the Option Holder to shop for a sure inventory at designated time and certain date
Put alternative - An alternative which gives right to the Option Holder to promote a positive inventory at distinctive time and special date
Question 22. What Is Gdp ?
Answer :
Gross Domestic Product is the sum of all the goods and services produced inside physical borders of a country in within a selected period of time.
Question 23. What Is Gnp ?
Answer :
GNP = GDP + Income of citizens distant places -Income of Foreigners within the borders of domestic financial system
Citi Bank Interview Questions
Question 24. What Is Monetary Policy?
Answer :
Policy through which a government tries to manipulate liquidity and interest aimed high increase charge and charge balance.
Mortgage financial institution Interview Questions
Question 25. What Is Fiscal Policy?
Answer :
Government revenue era and spending guidelines that impact the macro economic system.
Question 26. What Is Fiscal Deficit?
Answer :
Excess of presidency expenditure over revenue
Bank Branch Manager Interview Questions
Question 27. What Is Demat Account ?
Answer :
It is the method of converting the bodily share certificates into equal quantity of electronic holdings
Bank Clerk Interview Questions
Question 28. What Is Rupay Card?
Answer :
RuPay is India’s personal card price machine launched by National Payments Corporation of India (NPCI)
Question 29. Bull And Bear Market.
Answer :
When investors assume costs to rise, it's called Bull market.
When traders assume fees to fall, it is referred to as Bear market.
ICICI Bank Interview Questions
Question 30. What Is Swift?
Answer :
Financial messaging network which exchanges messages between banks and monetary institutions
Question 31. What Is Service Tax?
Answer :
Tax levied on imparting offerings in India, Rate is 12% + 0.36% for Education Cess.
Question 32. What Is Mutual Fund ? What Is Safest Type Of Fund ?
Answer :
Mutual Fund is a pool of fund wherein buyers invests their cash for a commonplace objective.
Benefits of Mutual funds
Exempted under phase 80(C)
Managed by specialists
Index finances are most secure due to the fact cash is invested in all index stocks. The rise or fall of cost align with index.
Reserve Bank of India (RBI) Interview Questions
Question 33. What Is Gst?
Answer :
Goods and Services Tax, choice on this tax is pending. GST goes to update all oblique taxes.
Banking Operations Interview Questions
