Interview Questions.

Top 100+ Ancillary Services Interview Questions And Answers

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Top 100+ Ancillary Services Interview Questions And Answers

Question 1. What Do You Understand By Ancillary Business?

Answer :

It is a assisting business to main commercial enterprise of the banks.

Question 2. Can You Give Some Examples?

Answer :

Transfer of budget from one region to any other, collection of cheques for clients, locker offerings are a few examples.

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Question three. What Are Rtgs And Neft?

Answer :

Real Time Gross Settlement and National Electronic Fund Transfer systems.

Question 4. What Do You Know About Cheque Bouncing?

Answer :

When a cheque is again because stability inside the account is insufficient, then it's miles called cheque leap.

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Question five. How Banks Clear Cheques For Customers?

Answer :

Local cheques are cleared through clearing residence and different cheques by sending to their personal branches, in respective places. If no department is installed, cheques are despatched without delay to the alternative financial institution branch.

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Question 6. For How Many Days A Cheque Is Valid?

Answer :

Three months from date of the issue of cheque.

Question 7. What Is A Stale Cheque?

Answer :

Three months after the date of trouble cheque is called a stale cheque.

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Question eight. What Is A Post Dated Cheque?

Answer :

In a simple way, if a cheque dated tomorrow is offered these days, then it's far a submit dated one.

Question nine. What Is The Difference Between An Open Cheque And Crossed Cheque?

Answer :

Payment of an open cheque is done to the payee / bearer or endorsee, in which as a crossed cheque is to be placed through an account.

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Question 10. Can You Tell Something About Locker Service?

Answer :

Safe Deposit Lockers are employed to customers towards complete KYC compliance. Rent could be accrued annually earlier. Customer is given a key to function.

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Question eleven. Can Customer Himself Operate?

Answer :

No, there might be a grasp key with the bank.

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Question 12. Lockers Are Given To Which Type Of Customers?

Answer :

Lockers are normally given to Individual and joint account holders.

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Question thirteen. What About Firms For Trusts?

Answer :

Yes corporations, trusts and organizations also can lease lockers.

Question 14. Is Nomination Available For Locker Accounts?

Answer :

Yes, it's far to be had.

Question 15. Can A Minor Be Nominated For Locker A/c?

Answer :

No, minor can't be nominated.

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